Certified Fraud Examiner Practice

Rent-A-Patient schemes typically involve individuals who are compensated to undergo medical procedures or tests that may not be medically necessary. This fraudulent practice involves collusion between healthcare providers and these "rented" patients to generate false billing to insurance companies or government programs.

Compensation for procedures incentivizes these patients to participate, making them a crucial part of the scheme. The medical services provided to them are often either unnecessary or inflated in terms of the services rendered, which can result in significant financial loss for insurers and ultimately, for taxpayers.

The other types of patients mentioned do not align with the core components of Rent-A-Patient schemes. Patients receiving frequent check-ups might have legitimate medical needs, those undergoing experimental treatments are generally involved in clinical trials following ethical and regulatory standards, and patients in need of financial assistance do not necessarily have a role in fraudulent billing practices. Thus, the nature of rent-a-patient schemes specifically ties to patients who are incentivized to undergo and act as if they require medical procedures for financial gain.